Our Products
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Shared Ownership

Shared Ownership is a really flexible purchase option; you buy a share of a property, usually between 50-70%, and pay a rent on the share you don’t own.

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Rent to Own

Rent to Own is perfect for people who can afford to buy their own home but are struggling to save for a deposit.

 

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Open Market Sales

To complement our affordable products, we also sell homes to people who are able to buy their homes outright on the open market.

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Rent to Own Wales

Rent to Own Wales is a Welsh Government funded initiative that is perfect for people who can afford to buy their own home but are struggling to save for a deposit.

Rent to Own enables you to build up a lump sum towards a deposit while you’re renting your home; after two years of renting you can apply to buy your home and will receive 25% of the rent you’ve paid towards a deposit. In addition, you will also be able to add 50% of any the increase in the property’s value to your lump sum.

Find out more about Rent to Own Wales

Shared Ownership

Shared ownership is our most flexible purchase option; you can choose how much of a property you buy and buy more if you want to as and when it’s convenient for you.

Typically, you buy a share of between 50-70% of a property, sometimes as little as 25%, and pay a rent on the part that you don’t own. The higher the share you purchase, the less rent you will have to pay. Over time you have the option to increase your shares if you can afford to do so, this is called staircasing.

Dependent on the development, we can either offer our own Shared ownership scheme or the Welsh Government’s Shared Ownership Wales initiative. Shared ownership is a great way of getting your foot onto the property ladder and we’re passionate about promoting the benefits of shared ownership to more buyers in Wales.

Find out more about the Welsh Government’s Shared Ownership Wales initiative

More Information - Shared Ownership a flexible purchase option

 

Help to Buy Wales

Help to Buy Wales is an equity loan scheme that enables you to buy a new home with just a 5% deposit.

Under the scheme, qualifying buyers contribute a minimum deposit of 5% and receive an equity loan from the Welsh Government of up to 20% of the full purchase price of a home, with a mortgage needed to cover the remaining 75%.

Help to Buy Wales is available on new-build homes in Wales to a maximum value of £300,000.

 

More Information on Help to Buy Wales

Homebuy

When we work in partnership with local authorities and national house builders we are able to offer buyers our homebuy option.

In our experience, Homebuy is always a really popular option; Homebuy allows you to buy 100% of a property for a percentage of its open market value, typically 70%. The remaining cost is funded by an equity loan, unlike shared ownership there isn’t any rent to pay on the equity loan.

You can repay this loan at any time, otherwise, when the property is sold, the sale price will be split according to the relevant percentages. If the split is 70% and 30%, the owner gets 70% of the sale price and the remaining money repays the loan.

 

More Information - Homebuy: A partnership approach

Open Market Sales

Although we specialise in increasing the opportunities available to people who are finding it hard to buy their own home, we also sell our homes on the open market.

Building high quality homes across south Wales, we’re confident that we can offer just what you’ve been looking for. Our homes are always meticulously designed with you in mind.

We use our in-depth knowledge of Wales to inspire and influence our developments to create homes and neighbourhoods where people love to live.

 

More Information - Buying a home with us

Selling your Home

If you ever want to move you can sell your share of your home with the help of our dedicated Team.

We will sort out the advertisement your home on our website and arrange signs to be erected or finding a new purchaser via the lists of applicants via our local authority partner.

We will explain the process from the start, and will help you through the process to assist you in finding you a purchaser.